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Buyer's Guide

Buyer’s Guide for Dental Insurance and Discount Dental Plans

Browse Common Concerns:

Printable Check List

Now that you’ve reviewed the ins and outs of how to buy a dental plan, make it really easy on yourself and print this personal check list. It lets you organize your priorities in a handy format while you shop. As you go through the quotes on your results page, use your personal check list to ensure you’re not forgetting anything.

Immediate Need?

  •   I can wait a few days
  •   I need help as fast as possible

Effective Date?

  •   I can wait up to six weeks if necessary.
  •   I need help as fast as possible

In-Network Dentists?

  •   I don’t mind changing dentists if I have to in order to save money
  •   I don’t mind traveling up to ____ miles to see an in-network dentist to save money

Out-of-network Dentists?

  •   I (or a loved one) live in a remote area. I/we need a plan that lets me/us see any dentist
  •   I want the freedom to see any dentist, anytime and anywhere.
  •   I have a favorite dentist and I’m willing to pay a little more to continue to see this dentist.

Yearly Maximums?

  •   I don’t want to take chances. I either need a plan with no maximum or a very high maximum
  • My teeth are in good shape and I’ve always got a little in the bank to cover emergencies. I want a plan with a low yearly maximum.


  •   My financial situation dictates that I get a plan with no deductibles
  •   I can handle a yearly deductible up to $100 per person on my plan

Waiting Periods on a Preferred provider organization or indemnity plan?

  • I need the freedom to see an out-of-network dentist but I’m going to need major dental work soon.
  • I need the freedom to see an out-of-network dentist but my teeth are in excellent shape.

I need my plan to cover these aspects:

  1. Veneers
  2. My Family
  3. My Spouse
  4. Crowns
  5. Fillings
  6. Crowns
  7. Root Canals
  8. Orthodontics
  9. Whitening
  10. Cleanings
  11. Wisdom teeth
  12. Dentures
  13. Partial bridges

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Dental Wire

COVID-19 and Dentistry 

March 24, 2020

“The American Dental Association recognizes the unprecedented and extraordinary circumstances dentists and all health care professionals face related to growing concern about COVID-19,” according to the March 16 statement from ADA President, Chad P. Gehani.

“The ADA is deeply concerned for the health and well-being of the public and the dental team.” 

Today we look at how COVID-19 is affecting the dental community and what it may mean to you.

Read More »

Smile Solutions

Need a Dental Implant? Here's How a Discount Dental Plan Can Make It Affordable

Example Situation: Single, living in a major metropolitan area and needing a plan that can save you money on dental implants.

Solution: Dental implants are becoming a popular alternative to bridges or dentures...

read more »


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