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Buyer's Guide

Buyer’s Guide for Dental Insurance and Discount Dental Plans

Browse Common Concerns:

Printable Check List

Now that you’ve reviewed the ins and outs of how to buy a dental plan, make it really easy on yourself and print this personal check list. It lets you organize your priorities in a handy format while you shop. As you go through the quotes on your results page, use your personal check list to ensure you’re not forgetting anything.

Immediate Need?

  •   I can wait a few days
  •   I need help as fast as possible

Effective Date?

  •   I can wait up to six weeks if necessary.
  •   I need help as fast as possible

In-Network Dentists?

  •   I don’t mind changing dentists if I have to in order to save money
  •   I don’t mind traveling up to ____ miles to see an in-network dentist to save money

Out-of-network Dentists?

  •   I (or a loved one) live in a remote area. I/we need a plan that lets me/us see any dentist
  •   I want the freedom to see any dentist, anytime and anywhere.
  •   I have a favorite dentist and I’m willing to pay a little more to continue to see this dentist.

Yearly Maximums?

  •   I don’t want to take chances. I either need a plan with no maximum or a very high maximum
  • My teeth are in good shape and I’ve always got a little in the bank to cover emergencies. I want a plan with a low yearly maximum.


  •   My financial situation dictates that I get a plan with no deductibles
  •   I can handle a yearly deductible up to $100 per person on my plan

Waiting Periods on a Preferred provider organization or indemnity plan?

  • I need the freedom to see an out-of-network dentist but I’m going to need major dental work soon.
  • I need the freedom to see an out-of-network dentist but my teeth are in excellent shape.

I need my plan to cover these aspects:

  1. Veneers
  2. My Family
  3. My Spouse
  4. Crowns
  5. Fillings
  6. Crowns
  7. Root Canals
  8. Orthodontics
  9. Whitening
  10. Cleanings
  11. Wisdom teeth
  12. Dentures
  13. Partial bridges

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Dental Wire

Help for Young Dentists

June 4, 2020

The one constant during the COVID pandemic has been uncertainty, and that anxiety has been especially acute among dentists just beginning their careers.

“Newbie” dentists have been especially vulnerable to the shutdown due to student debt and the lack of resources available to those dentists as compared to those with returning patients and a few years of practical experience. 

What two oral health companies are doing to help.

Read More »

Smile Solutions

Need a Dental Implant? Here's How a Discount Dental Plan Can Make It Affordable

Example Situation: Single, living in a major metropolitan area and needing a plan that can save you money on dental implants.

Solution: Dental implants are becoming a popular alternative to bridges or dentures...

read more »


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