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Buyer's Guide


Buyer’s Guide for Dental Insurance and Discount Dental Plans


Browse Common Concerns:

Which Plan is Right for Me?

An Overview of Features by Plan Type

Preferred Provider Organization (PPO)

  • If you want the option of saving money by going to an in-network dentist OR the freedom of seeing any dentist you like.
  • If you or a covered family member lives far enough away from an in-network dentist that you may not have the choice of what dentist to see.

Indemnity Plan

  • You want complete freedom to see any dentist you like, anywhere, at any time.

Dental Health Maintenance Organization (DHMO)

  • If you want to save the most money while also having true insurance coverage.
  • If you have an immediate dental care need, or knowledge of a procedure that should be performed in the near future.
  • If you don't want to worry about whether or not you've met a yearly deductible or plan maximum.
  • If you don't mind using an in-network dentist.
  • If you know that your in-network dentist is close enough that he or she is convenient to use.

Discount Dental Plan

  • If  you absolutely can’t wait to have an immediate need taken care of, or you know of a problem that needs to be taken care of in the near future.
  • If you don’t want to worry about whether you’ve met your deductible for the year.
  • If you don’t want to keep track of going over a yearly plan maximum.
  • If you don't mind using an in-network dentist
  • If you know your in-network dentist is close and convenient
  • If you know you want cosmetic procedures such as braces, teeth whitening, or implants

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Dental Wire

Opioid Addiction And Oral Health

August 30, 2017

CNN cited a new Blue Cross and Blue Shield study in late June that estimated the number of people addicted to opioids had increased 493% from 2010 to 2016.

When we think of drug abuse we often think about damage to the brain, heart and lungs, but opioid drugs can also be devastating to oral health - specifically, the teeth and gums.

Today we look at seven ways opioid addiction damages oral health. 

Read More »

Smile Solutions

Need a Dental Implant? Here's How a Discount Dental Plan Can Make It Affordable

Example Situation: Single, living in a major metropolitan area and needing a plan that can save you money on dental implants.

Solution: Dental implants are becoming a popular alternative to bridges or dentures...



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