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Buyer's Guide


Buyer’s Guide for Dental Insurance and Discount Dental Plans


Browse Common Concerns:

Which Plan is Right for Me?

An Overview of Features by Plan Type

Preferred Provider Organization (PPO)

  • If you want the option of saving money by going to an in-network dentist OR the freedom of seeing any dentist you like.
  • If you or a covered family member lives far enough away from an in-network dentist that you may not have the choice of what dentist to see.

Indemnity Plan

  • You want complete freedom to see any dentist you like, anywhere, at any time.

Dental Health Maintenance Organization (DHMO)

  • If you want to save the most money while also having true insurance coverage.
  • If you have an immediate dental care need, or knowledge of a procedure that should be performed in the near future.
  • If you don't want to worry about whether or not you've met a yearly deductible or plan maximum.
  • If you don't mind using an in-network dentist.
  • If you know that your in-network dentist is close enough that he or she is convenient to use.

Discount Dental Plan

  • If  you absolutely can’t wait to have an immediate need taken care of, or you know of a problem that needs to be taken care of in the near future.
  • If you don’t want to worry about whether you’ve met your deductible for the year.
  • If you don’t want to keep track of going over a yearly plan maximum.
  • If you don't mind using an in-network dentist
  • If you know your in-network dentist is close and convenient
  • If you know you want cosmetic procedures such as braces, teeth whitening, or implants

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Dental Wire

Teen Vaping Could Go Up in Smoke

September 19, 2018

Battery operated e-cigarettes are often used by adults as an off-ramp from smoking the more harmful traditional cigarettes. 

Unfortunately, statistics show that an increasing number of youth routinely puff on flavored e-cigarettes, and that the nicotine-laced devices often serve as an on-ramp to becoming regular users of traditional cigarettes. 

So here's the red line the FDA laid down last week to those making and selling e-cigarettes...

Read More »

Smile Solutions

Need a Dental Implant? Here's How a Discount Dental Plan Can Make It Affordable

Example Situation: Single, living in a major metropolitan area and needing a plan that can save you money on dental implants.

Solution: Dental implants are becoming a popular alternative to bridges or dentures...



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