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Dean George is the Marketing Specialist and Content Creator for Dental Insurance
Store and its social media channels. He is a regular contributor to Agent Straight Talk, the
only consumer blog explaining the ins, outs and in-betweens of dental insurance and
discount dental plans. READ MORE

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Why seniors pay more for dental treatments

Sep 06, 2012

September is Senior Dental Month! This month we’ll look at dental issues frequently confronting seniors, examine why they pay more for dental services than any other age group and what they can do about it.

Photo Source: Guilford County Senior Services Round Table 

How do you know when you’ve reached seasoned citizen status? When there is no question in your mind that there is no question in your mind! 

Speaking of questions, there is no question that seniors pay more for dental services than any other age group. There are a number of reasons for this, but generally speaking seniors have more miles on their smiles and oral health odometers. Because of that there is a greater likelihood of oral things going wrong or the “original equipment” simply wearing out. 

As hard as it may be for those born in the age of whitening strips and laser dentistry to understand, it’s true – plaque happens as we age. A few dental issues seniors frequently confront include:

  • Teeth wearing out from years of chewing, biting, gnawing and grinding

  • Darkened teeth resulting from changes in dentin and a lifetime of consuming stain-causing beverages and foods

  • Dry mouth (Xerostomia) caused by reduced saliva flow due to medication side effects, certain diseases or radiation from cancer treatments

  • Gum (periodontal) disease becoming more prevalent because of plaque, the use of tobacco products, poor diets, ill-fitting dentures and bridges and diseases like diabetes, anemia and cancer

  • Tooth removal means a continuously shrinking bone ridge. The gum tissue becomes thinner, is more easily irritated and chewing hurts as permanent dentures fail to adapt to the ridge changes in the mouth.

But just when seniors need dental coverage the most, what happens? Yep. They become Medicare beneficiaries.

Did you know that Medicare and most states’ Medicaid plans offer no adult dental coverage? That’s right. With the exception of non-routine dental care required to treat illness or an injury (and that depends on the plan), it is every pie hole for itself once you enter the Age of What-Did-I-Come-In-Here-For?

So while having your spouse whack you in the chompers with the skillet may seem like a good idea to get Medicare to pay for that dental crown, we wouldn’t recommend it.

Hey! This is America – the land of freedom, choice and dental opportunity. The land where when the going gets tough, the tough get dental coverage.

So don’t put off important check-ups because you worry that restoring your smile will involve taking out a home equity loan or renting out a grandchild to the local Big Grandpas and Grandmas chapter.

You may be surprised to learn that Dental Insurance Store offers dental plans designed exclusively for seniors as well as standard dental plans that provide seniors with the same level of benefits available to non-seniors.

See for yourself what plans are available in your area. Go ahead, I can wait. I'll be right here decontaminating myself after watching the political conventions. 

Thanks for reading Agent Straight-Talk, and remember: The shortest distance between two people is a smile.  Email me at:

 Copyright 2012, Bloom Insurance Agency, LLC©

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