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Dean George is the Marketing Specialist and Content Creator for Dental Insurance
Store and its social media channels. He is a regular contributor to Agent Straight Talk, the
only consumer blog explaining the ins, outs and in-betweens of dental insurance and
discount dental plans. READ MORE

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Email Me Email: AgentStraightTalk@DentalInsuranceStore.com
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Medicare Oral Health Benefits a Mystery

Nov 09, 2016

By Dean George

Is it just me, or is life full of mysteries?

For example, why is there only one word for “thesaurus?” Why does sour cream have an expiration date?  Is the lack of practicing mimes working in telemarketing discriminatory?

Why does “monosyllabic” have five syllables? Why does dishwashing detergent contain real lemons but lemon juice has mostly artificial ingredients? What should you do if you see an endangered animal eating an endangered plant?

Is observing a moment of silence offensive to deaf people? And since the election is fresh in our minds – what exactly does Donald Trump use in his hair, and does anyone own more pants suits than Hillary Clinton?

Speaking of people that want to live and work in Washington D.C., a longstanding mystery involves the Medicare program.


Medicare was signed into law by President Lyndon B. Johnson on July 30, 1965 to provide government health care assistance for people 65 and older. In 1966 the plan took effect and millions of American seniors enrolled in Part A (Hospital) coverage and millions more signed up for Part B (Medical).

Since then Medicare Part C was formally added in 1997. Part C allows Medicare beneficiaries to receive their original Medicare benefits through private insurance companies which are overseen by original Medicare. Part D (Prescriptions) was added in 2003 and became effective in January, 2006.

With the exception of some Medicare Part C plans offering limited vision and dental care and prescription drug coverage, original Medicare only includes non-routine dental care required to treat a hospitalized illness or injury. (Beware the $100 standard toothbrush itemized on your hospital bill).

What’s non-routine dental care? Two scenarios come to mind:

Scenario #1: a flag football game breaks out at a class reunion of septuagenarians and a melee breaks out between the school’s former star quarterback and the team’s leading tackler. The game ends in a scoreless deadlock, plus three headlocks, one cracked denture and a broken dental crown.

Scenario #2: things get testy at the church sewing circle when proud grandmothers have a slight difference of opinion on whose grandchildren are the most gifted and talented.  Police are called when one grandmother with a slight overbite gets her bicuspid stuck in another grandmother’s afghan-in-progress that depicts one and a half Magi camel-bound for Bethlehem.

But seriously, here’s a mystery question: when Uncle Sam decided to create government health care coverage for seniors, why wasn’t oral health care included in the package? It’s not like anyone’s vision, hearing or oral health gets better with age.

Granted, we know more now than we did then how poor oral health can affect our general health.

For example, last week we reported in Dental Wire how regular dental visits decrease the likelihood of catching pneumonia. And as posted here and here, routine dental visits can help detect a wide variety of general health diseases, ranging from heart issues and high blood pressure to dementia, oral cancer and diabetes.

The point is just as seniors often experience various teeth and oral health issues as they age, Medicare does little to help them with this important aspect of healthy living.

Fortunately, the individual dental plans available at Dental Insurance Store offer our elders lots of choice and benefit options at prices that are often less expensive than a single brand name medication. All of our dental plans cover senior needs like extractions, bridges, dentures, and periodontal treatment.

At least one plan available in 42 states helps offset the expense of a popular alternative to dentures – dental implants. This discount dental plan has no waiting period and is available at a monthly cost of just $12.95 for two people and just $8.95 for an individual.

So take heart, seniors. We all know that shuffleboard and bingo were originally designed as non-contact sports, but this is America and Americans thrive on competition!

If Medicare won’t help you with that busted tooth sustained at the senior recreation center ping pong tournament, or that cracked partial you got at your favorite buffet while jostling in line for the early bird special, you can count on Dental Insurance Store to find you the right dental plan at the right price.

To find affordable dental plans in your area, click here.

If you’re not brushing your teeth twice a day, flossing regularly and keeping regular dental visits, you can earn mea culpa dental points by following us on Facebook, Twitter, Pinterest, Google+,  and LinkedIn.

Photo source: twmgrafix.com


Copyright 2016, Bloom Insurance Agency, LLC 

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