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Medicare and dental care: how to bridge the gap

Aug 25, 2011

Example Situation: Could you, or, you and your spouse be enjoying retirement just a little better if you had good dental coverage at a fair price? Unfortunately, Medicare doesn’t cover dental procedures. To illustrate, let's say that you lost a tooth recently that obviously needs to be replaced.

Costs: The traditional method of replacing a missing tooth is a three-unit bridge. That’s two crowns on top of the two teeth on either side of the missing tooth, plus the attached crown in the middle, to simulate the missing tooth. This is one of the most expensive dental procedures and, depending on your area of the country, a porcelain-fused-to-base-metal, three-unit bridge can cost anywhere between $2,150 and $4,050.

Example Solution: Look for a very affordable Dental Health Maintenance Organization in your area from DentalInsuranceStore.com. You can cover yourself and your spouse for just $22 a month plus a one-time enrollment fee of $20. Once you choose a dentist in the HMO network you can start dental restoration procedures with no worries -- no waiting period, no deductible and no yearly maximum. In fact, you can cut your out-of-pocket costs for a three-unit bridge, made of porcelain-fused-to-metal, down to just $1,095.

Reference Link: http://animated-teeth.com/dental_insurance/a-dental-costs.htm

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