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Out of work in upstate New York but in need of expensive dental work

Aug 25, 2011

Example Situation: Let's say you've been out of work for awhile and need an inexpensive individual plan that will save you money on a lot of dental work.

If you haven't seen a dentist in a long while, the cost of everything you need can rise fast! Let's say you need partial plates (top and bottom), a root canal and extractions. The dentist said it would be about $3,000 worth of work. That’s a lot of money for someone trying to make ends meet.

Costs: Depending on the area of the country, a partial plate with an acrylic base can cost anywhere from $700 to $1,100. Extractions from $100 to $200. A root canal: $780 to $1,400 and a porcelain-fused-to-metal crown to cap the root canal runs from $775 to $1,350. But let's say your dentist has already given you an estimate of about $3,000 for all this work.

Example Solution: For your budget and location in upstate New York, the plan that fits your needs may be a discount dental plan for $6.95 a month plus a one-time $30 enrollment fee. With your discount dental plan you would pay about $507 apiece for your partial plates, $75 for each extraction, $428 for the root canal and the crown would be about $473. You would save about $965 or almost 1/3 of the original estimate.

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