Privacy Policy
Shop with confidence!
Information
provided on Dental Insurance Store.com (our “website”) is courtesy of
Bloom Insurance Agency, LLC Inc and its partners (collectively “Bloom”).
Bloom is committed to protecting the privacy of your information. This
Privacy Policy will tell you what information we collect about you, the
information we collect about your use of our website and its services
and how we protect that information. We urge you to read this Privacy
Policy carefully.
Information We Collect
In order to use
our products and services on our website and in order to receive
accurate information, it’s necessary for you to provide a minimum amount
of personal information to us. When you apply for a policy through our
site, we collect personal information relating to the primary applicant
and all the additional insureds necessary to provide a quote on
insurance.
We may also periodically obtain both personal and
non-personal information about you from business partners, contractors
and other third parties.
We also gather anonymous information
about your use of our website for internal purposes. Anonymous
information is any information that does not personally identify you,
including demographic information such as the number of visitors to our
website from a particular state.
When your computer accesses our
website it is assigned a “Cookie” (a small package of code) to speed up
your quote request and your application. Cookies allow sites to
customize themselves to the user. It also allows us to follow how many
people are using the site and to make changes that help the site improve
over time. Most browsers offer instructions on how to reset the browser
to reject Cookies in the "Help" section of the toolbar. Turning off
cookies for our website will affect certain functions and conveniences
but you do not have to accept our Cookies in order to productively use
our site.
We may also use a web beacon. A web beacon is an
often-transparent graphic image, usually no larger than a 1x1 pixel that
is placed on a web page or in an email that is used to monitor the
behavior of the user visiting the Website or receiving the email.
How We Use Your Information
In this section of our Privacy Policy, we identify the ways we may use information about you that we have collected.
We
create aggregate data about visitors to our website for product
development and improvement activities. We also use it for market
analysis. We may provide information from our website in aggregate form,
with identifying information removed, to third parties. For example, we
might inform third parties regarding the number of users of our website
and the activities they conduct while on our website.
The
personal information collected on our website will be used to provide
the services you have requested or authorized. For example, we may use
your personal information to provide you with a quote or get in touch
with you when necessary to process your application. We may also send
you emails throughout the application process to inform you of the
status of your application and to seek additional information that is
requested as part of the application.
There will be instances in
which we will provide you with information or offers from our business
partners we believe you may find helpful. If you don’t wish to receive
information or those offers from us, simply make a request by email.
(Links to email form, pre-addressed to unsubscribe@dentalinsurancestore.com)
When
you decide to purchase a plan from a carrier through our website, we
will share your application and personal information with the carrier
that offers the plan in order to fulfill your request. When you are
interacting with those carriers, different rules and privacy policies
may apply. Unsubscribing from communications from our website does not
guarantee that you will no longer receive communications from these
carriers; you must contact that third party directly.
Other than
using the information you provide to deliver a quote or submit an
application to a carrier you have selected, we will never sell, trade or
give away your personal information to any other entity.
Marketing and Advertising
We
may customize the advertisements that are displayed to you on our
website based upon: (i) the information that you knowingly provide us
(e.g., age, gender, stated health interests and other information in
your profile); (ii) geographic location which we determine through your
IP address; (iii) data we receive from third parties or (iv) your
behavior on our website or other third party websites.
Limited Exceptions
We
may release personal information to third parties: (1) to comply with
valid legal requirements such as a law, regulation, search warrant,
subpoena or court order; (2) in special cases, such as in response to a
physical threat to you or others, to protect property or defend or
assert legal rights, or (3) in accordance with your consent, subject to
the purposes and limits that we disclose when we request your consent.
In the event that we are legally compelled to disclose your personal
information to a third party, we will attempt to notify you unless doing
so would violate the law or court order. When we share information with
third parties, we ask that they agree in writing to abide by our
Privacy Policy.
If we transfer a business unit (such as a
subsidiary) or an asset (such as a web site) to another company, we will
require them to honor the applicable terms of this Privacy Policy. In
the event that we transfer all or substantially all of our assets are
acquired by a third party, personally identifiable information will be
among the transferred assets.
Protection of your Information
While
we take all reasonable precautions, due to the open nature of the
Internet, we cannot guarantee that any information stored on our
servers, or transmitted to or from a user, will be free from
unauthorized access and we disclaim any liability for any theft or loss
of, unauthorized access or damage to, or interception of any data or
communications. By using our website or our services, you acknowledge
that you understand and agree to assume these risks.
The
information you provide is securely stored and transmitted to the
carrier you have selected via encryption technology known in the
industry as secure socket layer (SSL). Furthermore, we take reasonable
efforts to protect this data against unauthorized access. We store the
data with 128 bit encryption on our servers.
Third Party Contractors
In
certain instances, we may use third parties to help process or service
your application. For example, we may host some of our website on
another company's computers, hire technical consultants to maintain our
quoting system, or work with companies to analyze data, provide
marketing assistance, provide customer service, or verify the validity
or credit limit of your credit card. In order to perform their jobs,
these other companies may have limited access to some of the personal
information we maintain about you. We require all such companies to
comply with the terms of this Privacy Policy and agree to not use your
personal information for their own purposes and are contractually
obligated to maintain strict confidentiality.
Other Service Providers and outside links.
Our
website contains links to other sites. When you enter another website
know that we have no control over, nor are we responsible for, the
privacy practices of these other sites. It’s good personal privacy
practice to review the privacy statements of each and every Web site
that you visit.
Your Consent
By visiting, agreeing with
and accepting this privacy policy, and then sharing your information
with this website, you consent to the collection and use of your
information by our site development team. In so doing, you agree to
abide by this site’s Terms of Use and this site’s disclaimer. You
further acknowledge that this website’s Privacy Policy and Terms of Use
constitute the only understanding and agreement between you and Bloom,
and that this understanding and agreement supersedes any and all
previous understandings and agreements.
Children's Information
Our
website and our services are not directed or intended for children
under 13 years of age. We do not knowingly collect personal information
from individuals under 13 years of age. If you are under 13 years of
age, you should not register or provide personal information on our
website.
Terms of Use
Our Terms of Use agreement can be found here Terms of Use